GJO & Partners

Fintech in Ghana: funding deals and active investors

One of the best-documented segments on the platform. Latest rounds, investors who lead them, tickets and instruments — Fintech, Ghana.

9

deals recorded

2

over 12 months

6.8 M$

median disclosed ticket

19

identified investors

Key findings

  • 9 funding deals recorded (Fintech, Ghana) since 2024, involving 8 companies and 19 identified investors. 2 of them over the last 12 months (2 the previous year).
  • Median disclosed ticket: 6.8 M$; half of the deals fall between 3.6 M$ and 9.5 M$ (6 amounts disclosed out of 9, 44.8 M$ in total).
  • Where the money goes: Money transfer and remittances (33 %), Digital lending and scoring (22 %), Neobank and digital banking (22 %).
  • Most frequent stage: Debt (22 %); most used instrument: Equity (44 %).
  • Most active investors: FMO (2), Fortissimo Capital (2), Renew Capital (2).
  • 44 % of deals are syndicated (at least two investors around the table).

Industries

  • Money transfer and remittances3
  • Digital lending and scoring2
  • Neobank and digital banking2
  • Insurtech1
  • Payments and mobile money1

Stages

  • Debt2
  • Growth1
  • Seed1
  • Series B1

Instruments

  • Equity4
  • Senior debt2
  • Grant1

Deals per year

YearDealsDisclosed amounts
2024513 M$
2025226 M$
202625.8 M$

Most active investors

Latest deals

CompanyDateDisclosed amountsLead
SeevcashPayments and mobile money · GhanaSept 2026333 k$Stellar Development Foundationsource
Fido GhanaDigital lending and scoring · Ghana · DebtFeb 20265.5 M$BlueOrchard Financesource
ZeepayMoney transfer and remittances · Ghana · DebtApr 202518 M$undisclosedsource
Affinity AfricaNeobank and digital banking · Ghana · SeedFeb 20258 M$Enza Capitalsource
BIMAInsurtech · GhanaOct 2024undisclosedAAICsource
FIDODigital lending and scoring · Ghana · Series BAug 202410 M$FMOsource
Affinity GhanaNeobank and digital banking · GhanaApr 2024undisclosedRenew Capitalsource
Zeepay Ghana LtdMoney transfer and remittances · Ghana · GrowthApr 2024undisclosedAfrica50source
ZeepayMoney transfer and remittances · GhanaApr 20243 M$Verdant Capitalsource
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See also

Method: published funding deals (press releases, specialised media), recorded by Invest Matching's news monitoring and reviewed before integration. Amounts in US dollars; deals without a disclosed amount count in the totals, not in the medians.