GJO & PartnersInvest Matching

Fintech in South Africa: funding deals and active investors

One of the best-documented segments on the platform. Latest rounds, investors who lead them, tickets and instruments — Fintech, South Africa.

25

deals recorded

8

over 12 months

2.6 M$

median disclosed ticket

47

identified investors

Key findings

  • 25 funding deals recorded (Fintech, South Africa) since 2013, involving 23 companies and 47 identified investors. 8 of them over the last 12 months (11 the previous year).
  • Median disclosed ticket: 2.6 M$; half of the deals fall between 1.5 M$ and 17.8 M$ (19 amounts disclosed out of 25, 261.6 M$ in total).
  • Where the money goes: Payments and mobile money (32 %), Regtech, identity and fraud prevention (20 %), Digital lending and scoring (12 %).
  • Most frequent stage: Seed (28 %); most used instrument: Equity (72 %).
  • Most active investors: Actis (2), Enza Capital (2), Equitable Ventures (2).
  • 48 % of deals are syndicated (at least two investors around the table).

Industries

  • Payments and mobile money8
  • Regtech, identity and fraud prevention5
  • Digital lending and scoring3
  • Fintech infrastructure (APIs, open banking, BaaS)3
  • Insurtech2

Stages

  • Seed7
  • Growth5
  • Pre-Seed3
  • Debt2
  • Series B2

Instruments

  • Equity18
  • Senior debt2

Deals per year

YearDealsDisclosed amounts
2021286 M$
202225 M$
202514139.1 M$
2026531.5 M$

Most active investors

Latest deals

CompanyDateDisclosed amountsLead
MomentFintech infrastructure (APIs, open banking, BaaS) · South Africa · Series AAug 202622 M$AlphaCode Venture Partnerssource
ZazuNeobank and digital banking · South Africa · SeedJul 2026undisclosedLaunch Africa Venturessource
Happy PayDigital lending and scoring · South Africa · SeedMar 20265 M$Partech Africasource
NjiaPayPayments and mobile money · South Africa · SeedMar 20262.1 M$Newionsource
Orca FraudRegtech, identity and fraud prevention · South Africa · SeedMar 20262.4 M$Enza Capitalsource
EzeebitCrypto and blockchain · South Africa · SeedDec 20252.1 M$Raba Partnershipsource
ZazuNeobank and digital banking · South Africa · Pre-SeedDec 20251 M$Plug and Play Venturessource
Stokvel AcademyInvestment and savings platforms · South AfricaNov 2025undisclosedE Squaredsource
ContactableRegtech, identity and fraud prevention · South AfricaSept 202513.5 M$Venture Capitalworkssource
FloatDigital lending and scoring · South AfricaSept 20252.6 M$Invenfinsource
StraTechFintech infrastructure (APIs, open banking, BaaS) · South AfricaAug 2025undisclosedVea Capital Partnerssource
TurnStayPayments and mobile money · South Africa · SeedAug 20252 M$TLcom Capitalsource
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See also

Method: published funding deals (press releases, specialised media), recorded by Invest Matching's news monitoring and reviewed before integration. Amounts in US dollars; deals without a disclosed amount count in the totals, not in the medians.